Gateway Regional Medical Center can help
If you’re uninsured, there’s still time to sign up for health insurance on the Health Insurance Marketplace and avoid the penalty. Under the Affordable Care Act, 2015 is the first year Americans must prove they had qualifying health insurance (or an approved exemption) for the previous year (when filing 2014 taxes), or face a tax penalty.
For 2015, if you don’t obtain insurance by February 15, 2015, the last day to of the Open Enrollment period, the penalty will be applied to your annual taxable income for each full month you don't have health insurance in 2015. The penalty fee is $325 per adult, $162.50 per child – up to $975/family or 2% of family income, whichever is higher. And, without insurance, you will be financially responsible for all of your medical costs.
The good news is based on household income and dependents, some individuals may qualify for financial assistance from the government – or subsidies – towards the cost of the premium and other financial obligations like co-pays or deductibles.
"This is where Gateway Regional can help the uninsured in our community,” said Ed Cunningham, CEO. "With many people lacking access to a computer or just need help maneuvering through the enrollment website, our application counselors can help. We can assist individuals and their families to evaluate the available health plans and determine if they’re eligible for Medicaid or other insurance options."
In all states, Medicaid provides health coverage for some low-income people, families and children, pregnant women, the elderly, and people with disabilities. In some states, the program covers all low-income adults below a certain income level.
Illinois has chosen to expand Medicaid coverage. This expansion increases the eligibility limits for adults to 138 percent of the Federal Poverty Level (equivalent to an annual income of $16,105/year for one person; $32,913 for a family of four in 2015). However, citizens must enroll in the program; it’s not automatic.
Let us help take the frustration out of the enrollment process. Call us at (405) 604-4573 before February 15 to help you get a healthy start to the New Year.
About Gateway Regional Medical Center
Gateway Regional Medical Center is a 343 bed hospital with a 100 bed behavioral health unit. Located in Granite City, GRMC and its predecessors have served the community for over 100 years. Gateway is home to The Bone & Joint Center and is a leader in joint replacement surgery and recovery. With a medical staff of over 150 physicians, Gateway Regional provides a very broad range of services, including emergency services, orthopedics, robotic surgery, therapy services, home health and hospice, occupational health, and women and newborn services. For more information about Gateway Regional Medical Center, call (618) 798-3000.
2100 Madison Ave
Granite City, IL 62040